The past couple of days, well since last week really, I haven't been at ease with myself. That thing that was bugging me, which I wrote about in my other blog didn't really go away. And I still don't know what it is that is really getting on my nerves.
Though on the outside I may look and sound like my normal crazy self, there is that something at the back of my brain that I can't quite reach to figure out what exactly it is that is bugging me. But if I were to make a guess, I'd probably say that it has something to do with the rising cost of things, yes I know everyone has been talking about it and I'd shouldn't be repeating what everyone is writing about.
But hey, can you blame me? The good old postman came yesterday and he had nothing but bills and statements for me. Can't he for once send me a letter telling me I won a few million dollars or something? That would make life cool, wouldn't it? Instead, I get bills, bills and more bills!
And you know, the amount of paper they use just for my credit card statement alone is such a sheer waste. I mean, they've got all kinds of rubbish in there that is absolutely useless. All I'm interested in is how much I have to pay them at the end of the month. I'm not interested in all their other promotions about buying this and that. Like as if I didn't owe them enough already! And the amount of trees they could save if they reduced their paper usage.
I'm sure all of you with credit cards know what I'm talking about right? When you get your statement in the mail it's like one thick envelope full of paper telling you this and that which half the time you don't even bother to read. Like I said, all I'm interested in is how much I have to pay back!
And speaking of paying back, I just noticed the interest they're charging me for my credit card. It's exorbitant! I'm seriously thinking of switching credit card companies. I know of a few that are offering much better interest rates out there.
And if I do a check online for some new credit card companies I'd probably find loads that offer some pretty good rates. In fact, one of the best offers available online these days are the balance transfer credit cards which are getting more popular cos you essentially save quite a bit by transfering your debt from one card to another.
Maybe I should really look into this and I'm told that CreditCardBest.com offer some of the best balance transfer credit card deals from some leading card issuing companies such as Visa, MasterCard, American Express, Discover and more. I guess it can't hurt checking them out, ya? Who knows with the money I save on my current exorbitant interest rates, I could probably afford to buy an extra apple or two on my next grocery shopping spree ... LOL!
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2 weird comments:
Get out of it while you can. The stories that I've heard about people being in debt... it's insane lah. Bukan you're paying back for your purchases, you're interest rate yg terlebih-lebih!
Rozella - Yeah, I've heard those horror stories too, in fact I've been in some myself, that's why these days I try to refrain from using my cards!
You're right though, it's not the purchases that really hurt, it's the high interest!
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