Oh, The Pain!

The day was going pretty well until later in the afternoon. Then I received some news with put a damper in the whole day. It's not something I wasn't expecting anyway but it was still enough to ruin my day. It's not something I want to talk about here cos it's too personal in nature. Let's just say I'm not in the best of moods now. And with the toothache I'm having, it's just making things worse.

Anyway, I don't want to dwell on it too much. Besides that little hitch in my day, it's been a pretty decent one. I'm just waiting for the time to head on home cos I so need to get out of here. I think I heard rain out there, so the weather should be cool. No, I don't have windows in my room and I'm just too lazy to even go out and verify if it rained or not ... hehehe ...

It's only about an hour or so more before I head for home. And since I had some free time just now, I was reading this article about The Cost of Poor Credit. It is estimated that 60 million Americans are negatively affected by derogatory information contained in their credit reports!

Your credit report basically reflects your entire character. A lot of companies out there view your credits standings by how well you manage to settle all your debts. And having a bad credit rating is not going to help you all that much. Managing your credit properly will ensure you of financial well being.

And when you get such low credit ratings, you probably end up getting credit with high interest rates and thousands in just fees alone. Eventually, this vicious cycle is going to result is some catastrophic debt overload or even bankruptcy.

Anyway, if you're really interested in the cost of poor credit, do check out the site at CreditCardFlyers.com cos there is loads more information about this. You'd be surprised at how interesting and true some of the facts are. As for me, I need to go find some painkillers that will help stop the throbbing pain coming from my mouth. Toothaches are the worse kind pain I can imagine ...